Home Loans

We know that buying your first home is a major financial decision. Having someone by your side to guide you through each step can make all the difference in achieving your homeownership dreams –

– Your ability to borrow

– The required deposit

– The government rewards for which you qualify

– Mistakes to stay away from

We welcome all client questions, no matter how small. We’re here to provide answers and help you.

Can I afford a house?

Does a 20% deposit apply?

Can someone with a low credit score obtain a home loan?

Do you believe that pizza and pineapple go together?

It’s important to understand that your current bank might not offer the best options for securing your first home. Each bank has different policies some require a 20% deposit saved, while others are willing to lend up to 95% of the property’s value. This is where we can help. We work with over 30 banks, comparing their offers to find the best deal for you. By letting us handle the negotiations, we ensure that multiple banks compete for your business, giving you the advantage of choosing the loan that best fits your needs and financial situation.

You are selecting Positive Finance me as a home buyer to:

Stamp duty savings
Simplified the house loan application process
Increase your borrowing capacity
lowest Australian interest rates
The top Australian mortgage and home loan broker will help you
Ensure that you are fully aware of the associated costs
Loan arrangement tailored to your requirements and way of life
Guaranteed pre-approval will allow you to make purchases with assurance
Obtaining Government Grants and the First Home Guarantee Scheme (FHGS)